Intelligence Layer

Meet RIVA

Rapid Intelligence and Viability Assistant

RIVA is the intelligence layer powering Rapid Reconciliation. It helps MCA funders monitor post-funding performance, identify accounts requiring attention, analyze changing merchant conditions, and evaluate the economics of potential intervention.

Three Fundamental Questions

RIVA is designed to help funders answer:

1

What is happening inside my portfolio?

RIVA monitors supported post-funding signals and surfaces changes in merchant conditions across your active accounts.

2

Which accounts require my attention?

RIVA identifies accounts showing potential indicators of distress and prioritizes them for funder review.

3

What is the best economic action to take?

RIVA Portfolio Economics helps evaluate the financial consequences of available paths — continue, reconcile, collections, or legal escalation.

RIVA Capabilities

Portfolio Data Ingestion

RIVA connects to supported post-funding data sources to build a living picture of portfolio health.

Risk Signal Detection

Surface changing merchant conditions and potential indicators of distress across the portfolio.

Economic Analysis

Evaluate the financial consequences of different account-management strategies.

Account Review

Organize merchant, position, agreement, and cash-flow intelligence for funder review.

Action Coordination

Connect intelligence to Rapid Reconciliation workflows when intervention is appropriate.

Ready to Meet RIVA?

Schedule a platform overview to see how RIVA can give your team post-funding portfolio intelligence.